
Real Estate
Real Estate Lawyer in Ottawa for Property Transactions
At Bunning & Farnand, we provide comprehensive real estate legal services throughout Ontario, including Ottawa. Whether you’re buying, selling, refinancing, or investing in residential or commercial properties, our team ensures your transaction is legally sound, efficiently handled, and clearly explained.
With over 25,000 successful real estate closings, Bunning & Farnand is a trusted legal partner for the following:
-
Residential real estate
-
Commercial real estate
-
Refinancing
-
Private financing
We are proud to be a preferred firm for new home builders, financial institutions, and corporate relocation programs, including those for DND and the RCMP. Thanks to Ontario’s fully automated land registry system, we are equipped to act on purchase, sale, and refinancing transactions anywhere throughout the province.
Contact our real estate lawyers in Ottawa and receive guidance tailored to your transaction.

Mortgage Refinance in Ottawa
Homeowners who are changing their mortgage arrangements may require legal assistance with mortgage refinance options in Ottawa. Refinancing can involve registering a new mortgage, discharging an existing mortgage, reviewing lender documentation, and addressing registration requirements. Our lawyers can assist with the legal documentation required to complete the refinancing process.
Bunning & Farnand strives to provide organized legal support for applicable real estate and refinancing matters. Each transaction has its own requirements, and legal services are provided according to the specific circumstances of the client and property.

Our Residential Real Estate Services
Purchase of a Home or Condominium
Our all-inclusive legal costs cover a standard residential real estate purchase (one mortgage, single-family home, or condominium) in Ontario:
Services | All-Inclusive Fee | Includes |
|---|---|---|
Standard Purchase | $2,350.00 (plus Title Insurance and Land Transfer Tax) | Legal fees, disbursements, HST (approx. $250) and Government registration fees |
Bridge financing | Not included | Additional charges apply if required |
Note: Additional charges may apply for lender-required registrations (e.g., Assignment of Rents, PPSA, etc.).
Ontario Land Transfer Tax Rates
Note: These costs do not include the Ontario Land Transfer Tax (Click here to find out the amount of your land transfer tax).

First-time Home Buyer?
If this is going to be your primary residence, you will qualify for an Ontario land transfer tax rebate of up to $4,000, effectively eliminating tax for homes up to $368,300.
Selling a Home
Here are our all-inclusive legal costs for a standard residential sale transaction:
Service | Costs | Includes |
|---|---|---|
Standard Sale | $1,600.00 | Legal fees, disbursements, and HST (approx. $160) |
Refinancing a Property
Refinancing costs vary depending on the lender and transaction structure.
Lender Type | Costs |
|---|---|
Institutional lenders | $1,750.00 - $2,100.00 (includes legal fees, disbursements, HST, and title insurance.) |
Private lenders | Contact us for a customized quote once you know your lender's requirements |
Commercial Real Estate
We provide legal services for commercial property purchases and sales across Ontario.
Transaction Type | Costs |
|---|---|
Commercial real estate | Varies by complexity – contact us for a detailed quote |
Additional Notes on Pricing
In rare cases where a transaction is unusually complex, additional costs may apply. We will always discuss any additional costs with you before proceeding, ensuring full transparency and no surprises.


Survivorship Applications
When a property is held jointly by a deceased individual and their spouse, a survivorship application can be used to transfer ownership to the surviving spouse, often avoiding the need for probate.
Our all-inclusive cost for a survivorship application is $750.00.
Frequently Asked Questions
Here are the answers to some commonly asked questions about our legal services:
What Does a Real Estate Lawyer Do?
A real estate lawyer handles legal matters associated with property transactions, including document preparation, title review, registration, and closing requirements.
Do I Need a Lawyer When Buying a Property?
A lawyer can review the purchase agreement, examine title information, prepare closing documents, and complete the legal steps required to transfer ownership.
Can a Lawyer Help with Mortgage Refinancing in Ottawa?
Yes, a lawyer can assist with the legal documentation, mortgage discharge, registration, and closing requirements associated with refinancing.
When Should I Contact a Real Estate Lawyer?
It is generally appropriate to contact a lawyer after entering into a real estate agreement or when beginning a refinancing transaction so that applicable legal requirements can be addressed in a timely manner.
Contact our team of real estate lawyers in Ottawa to discuss your legal requirements.
Why Choose
Bunning & Farnand?
You should hire our legal team of real estate lawyers in Ottawa because the following are true:
-
Over 25,000 real estate transactions have been successfully closed.
-
All-inclusive pricing for standard transactions.
-
Serving clients across Ontario, including Ottawa.
-
Trusted by builders, banks, and government agencies.
-
Experienced in both residential and commercial matters.
For a personalized quote or to book a consultation, contact Bunning & Farnand today. We look forward to helping you navigate your next real estate transaction with confidence and clarity.

